2026-09-14T00:00:00|6.968|0.023|6.274|0.035|6.725|-0.009|6.623|0.032||
Terms of Service: Rules for Using This Site
By using Catalyst Mortgage, you agree to these terms. Please read them carefully
they explain our obligations and yours.
Last Updated: April 1, 2025
Please read these Terms of Service ("Terms") carefully before using (the "Site") operated by Catalyst Mortgage ("we," "us," or "our"). By accessing or using the Site, you agree to be bound by these Terms.
1. Acceptance of Terms
By accessing and using this Site, you accept and agree to be bound by these Terms and our Privacy Policy. If you do not agree, please do not use the Site.
2. Educational Purpose Only
The content on this Site is for educational and informational purposes only. We are not a mortgage lender, broker, or financial advisor. Nothing on this Site constitutes:
Financial, legal, or tax advice
A mortgage offer, pre-approval, or rate quote
A recommendation to buy, sell, or refinance any property
An endorsement of any specific lender, product, or service
Always consult qualified professionals (mortgage lender, financial advisor, attorney, tax professional) before making financial decisions.
3. Accuracy of Information
We strive to keep all information accurate and up-to-date. However:
Mortgage rates change frequently and may differ from displayed rates
Calculator results are estimates only and may not reflect actual loan terms
Lender information, requirements, and programs may change without notice
Government program details are subject to change
We make no warranties about the completeness, accuracy, or reliability of any information on this Site.
4. Calculator and Tool Disclaimer
Our mortgage calculators and tools provide estimates for educational purposes. Results:
Are not guaranteed and may not reflect actual loan terms
Do not include all possible fees, taxes, or insurance costs
Should not be relied upon as the sole basis for financial decisions
May differ from actual lender calculations
5. Lender Reviews and Comparisons
Our lender reviews and comparisons reflect our editorial team's analysis and opinions. We evaluate lenders based on publicly available information, user feedback, and industry data. Individual experiences may vary.
6. Third-Party Links
This Site contains links to third-party websites, including government agencies, lenders, and educational resources. We are not responsible for the content, accuracy, or practices of third-party sites.
7. Intellectual Property
All content on this Site — including text, graphics, logos, images, calculators, tools, and code — is the property of Mortgage Co and protected by copyright and intellectual property laws. You may not:
Reproduce, distribute, or republish content without written permission
Use our content for commercial purposes without authorization
Remove copyright or attribution notices
8. User Conduct
When using this Site, you agree not to:
Interfere with Site operations or security
Attempt to access restricted areas or systems
Use automated systems to scrape or collect content
Transmit malware, spam, or harmful content
Impersonate any person or entity
9. Limitation of Liability
To the fullest extent permitted by law, Catalyst Mortgage shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of the Site, reliance on any information provided, or inability to access the Site.
10. Indemnification
You agree to indemnify and hold harmless Catalyst Mortgage, its officers, employees, and agents from any claims, damages, or expenses arising from your use of the Site or violation of these Terms.
11. Governing Law
These Terms are governed by the laws of the State of California , United States, without regard to conflict of law provisions.
12. Changes to Terms
We reserve the right to modify these Terms at any time. Changes take effect immediately upon posting to the Site. Your continued use constitutes acceptance of the modified Terms.
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